1100x720
admin October 7, 2015 8,518 Comments

Something most rags-to riches stories have in common is that a good budget is always needed to help anyone achieve financial security. If you want to significantly improve your credit, you have to learn how to pace your spending and increase your savings. No matter how much money you have, there will always be something you can spend it all on and become dead broke again.

Top notch advice

There is no better medicine for bad spending than to see what you have to pay for in the future to live the life you want. In this article we’ll offer you some top notch advice on budgeting and accounting:


# 1 – Keep Detailed Records

Most people don’t keep track of every little expense they make.

People usually rely on the online banking records to calculate their expenses. This is quite effective when it comes to having an overview, but it doesn’t help you keep an eye on bad expenses and avoidable spending.

Make a folder on your computer, as not to waste paper and to be able to edit easily, and write down everything you spend in an ‘expenses’ file, while also keeping track of all incoming money on an ‘income file’.

At the end of each month and each year you should check how much of your money went to avoidable, ‘bad’ expenses. Cut down on frivolous spending and watch your savings grow.


#2 – Predict Large Expenses

The number you’ll get will probably shock you, which is a good thing. There is no better medicine for bad spending than to see what you have to pay for in the future to live the life you want.

It might sound like an obvious tip, but you’d be surprised how few people actually plan ahead for the major expenses during their lifetime.

Buying a house or paying rent for life is one of those predictable, large expenses. Having a child (or many) is a predictable expense. If you include a few cars, a couple of large trips, furniture, college debts and similar big expenses, you can have a good look at what kind of money you’ll need to achieve the lifestyle of your dreams.

The number you’ll get will probably shock you, which is a good thing. There is no better medicine for bad spending than to see what you have to pay for in the future to live the life you want.


#3 – Make a ‘Get-Rich’ Plan

Image Caption

Expert financial planners, like Dominique Brown, would advise anyone who wants to become rich to make a solid plan to achieve that goal.

Riches rarely come to those that simply wait for them. This does not mean that it is takes extreme effort to become financially secure either.

What you really need is diligence. Make a plan on your own, or get the help of a professional, and learn to stick to it as if it were a religion.

Learning to live with a strict (if not tight) budget, will help you learn to keep frivolous spending in check.

Remember that no matter how much money you make, you can easily spend it all on some luxurious stuff you don’t need and end up being poor again. Being truly rich for life means that you have to work for it and keep ahead of the financial game at all times!

Post from Your Finances Simplified

— 8,518 Comments —

  1. I would like to take the ability of thanking you for that professional instruction I have continually enjoyed browsing your site. I will be looking forward to the actual commencement of my university research and the general groundwork would never have been complete without coming over to your web blog. If I may be of any help to others, I’d personally be glad to help by way of what I have gained from here.

  2. I will right away clutch your rss as I can’t in finding your email subscription link or e-newsletter service.

    Do you have any? Please permit me know so that
    I could subscribe. Thanks.

  3. I have been browsing online more than 3 hours today, yet I never found any interesting article like
    yours. It is pretty worth enough for me. In my opinion, if all webmasters and bloggers made good
    content as you did, the internet will be a lot more useful than ever before.

  4. I am sure this post has touched all the internet visitors, its really really
    good paragraph on building up new webpage.

  5. Amazing! This blog looks exactly like my old one! It’s on a totally different subject but it has
    pretty much the same layout and design. Wonderful choice of colors!

  6. It’s the best time to make a few plans for the long run and it is time to be happy.
    I have learn this publish and if I may just I wish to counsel you few attention-grabbing issues or
    advice. Maybe you can write next articles regarding this article.
    I want to learn more things approximately it!

  7. While there are many good working views in the film (like the beach-working scene tied to
    the name melody), the renowned contest round the school courtyard rankings together of the best of the
    video.

  8. Woah! I’m really enjoying the template/theme of this site.
    It’s simple, yet effective. A lot of times it’s challenging to get that “perfect balance” between superb usability and visual
    appearance. I must say you have done a superb job with this.
    Additionally, the blog loads super quick for me on Internet explorer.
    Excellent Blog!

  9. I’ve been browsing online more than 2 hours today, yet I never found any interesting
    article like yours. It’s pretty worth enough for me.
    In my view, if all webmasters and bloggers made good content as you did, the internet will be much more useful than ever before.

  10. It is the best time to make some plans for the future and it is time to be happy.
    I’ve read this post and if I could I want to suggest you few interesting things
    or suggestions. Maybe you could write next articles referring to
    this article. I wish to read more things about it!

  11. Oh adoption apartments up empathise stunned delightful.
    Ready and waiting him New long-lasting towards. Continuing melancholic especially so
    to. Me graceless unsufferable in affixation announcing so astonied.
    What necessitate folio whitethorn nor upon door.
    Tended persist my do stairs. Oh smiling good-humored am so visited genial in offices hearted.

  12. hello!,I love your writing so much! share we keep in touch extra approximately your article on AOL? I need an expert in this space to solve my problem. Maybe that’s you! Having a look ahead to see you.

  13. I absolutely love your blog and find the majority of your post’s to be precisely what I’m looking for. Do you offer guest writers to write content for you personally? I wouldn’t mind writing a post or elaborating on a lot of the subjects you write about here. Again, awesome website!

  14. [url=http://furosemide.in.net/]go here[/url] [url=http://advairbest.us.com/]advair[/url] [url=http://azithromycin.in.net/]azithromycin[/url] [url=http://albendazole.in.net/]albenza cost[/url] [url=http://baclofenbest.us.org/]baclofen prescription[/url] [url=http://antabusebest.us.org/]antabuse[/url] [url=http://tadacipbest.us.com/]next page[/url] [url=http://ampicillin.us.org/]ampicillin sulbactam[/url] [url=http://buypaxil.us.com/]Paxil[/url] [url=http://hydrochlorothiazide.in.net/]hydrochlorothiazide[/url]

  15. loan till payday [url=http://www.rentechinc.com/]www.RenTechInc.com Payday Loans[/url] In our present economy, lots of people require cash money rapidly. There is a lot that enters into a financial situation, and many people seek to payday loans for assistance. Maintain reading this write-up for valuable ideas about this subject if you’re consider this kind of choice. payday loans

  16. [url=http://acyclovirgenericbuy.com/]buy acyclovir online[/url] [url=http://furosemide.in.net/]furosemide[/url] [url=http://synthroidgenericbuy.com/]synthroid online[/url] [url=http://hydrochlorothiazide.in.net/]hydrochlorothiazide[/url] [url=http://propranolol.in.net/]propranolol[/url] [url=http://cafergot.in.net/]cafergot online[/url] [url=http://buymetformin.us.com/]metformin[/url] [url=http://buysuhagra.us.org/]suhagra without prescription[/url] [url=http://antabusebest.us.org/]antabuse[/url] [url=http://buylevitra.us.com/]levitra usa[/url]

  17. [url=http://vermoxbest.us.com/]Mebendazole Tablets[/url] [url=http://clonidinebest.us.com/]clonidine[/url] [url=http://furosemide.in.net/]furosemide[/url] [url=http://kamagrabest.us.org/]kamagra[/url] [url=http://metformingenericbuy.com/]Metformin Medicine[/url] [url=http://ampicillin.us.org/]ampicillin cost[/url] [url=http://tadacipbest.us.com/]buy tadacip 20 mg[/url] [url=http://propeciagenericbuy.com/]Propecia[/url] [url=http://azithromycin.in.net/]azithromycin[/url] [url=http://buycialis.us.com/]cialis online[/url]

  18. [url=http://buypropecia.us.com/]buy propecia[/url] [url=http://buylevitra.us.com/]levitra 40 mg[/url] [url=http://xenicalgenericbuy.com/]xenical buy cheap[/url] [url=http://avodartbest.us.com/]generic for avodart[/url] [url=http://propeciagenericbuy.com/]propecia prescription online[/url] [url=http://kamagrabest.us.org/]kamagra soft[/url] [url=http://vardenafilgenericbuy.com/]vardenafil[/url] [url=http://clonidinebest.us.com/]clonidine xr[/url] [url=http://synthroidgenericbuy.com/]synthroid 0.025 mg[/url] [url=http://prozacgenericbuy.com/]prozac[/url]

  19. [url=http://metformingenericbuy.com/]metformin[/url] [url=http://vardenafilgenericbuy.com/]vardenafil[/url] [url=http://tadacipbest.us.com/]tadacip no prescription[/url] [url=http://kamagrabest.us.org/]kamagra soft[/url] [url=http://synthroidgenericbuy.com/]generic synthroid[/url] [url=http://buylisinopril.us.com/]lisinopril[/url] [url=http://cafergot.in.net/]buy cafergot online[/url] [url=http://albendazole.in.net/]albenza cost[/url] [url=http://buypropecia.us.com/]finasteride 1 mg[/url] [url=http://buypaxil.us.com/]Paxil[/url]

  20. [url=http://baclofenbest.us.org/]baclofen[/url] [url=http://buylevitra.us.com/]buy levitra[/url] [url=http://hydrochlorothiazide.in.net/]hydrochlorothiazide[/url] [url=http://advairbest.us.com/]advair inhalers[/url] [url=http://tadacipbest.us.com/]tadacip[/url] [url=http://ampicillin.us.org/]ampicillin 500mg[/url] [url=http://clonidinebest.us.com/]clonidine[/url] [url=http://colchicine.in.net/]buy colchicine online[/url] [url=http://vermoxbest.us.com/]vermox[/url] [url=http://prozacgenericbuy.com/]20mg prozac[/url]

  21. [url=http://plavixgeneric.us.org/]generic plavix[/url] [url=http://valtrexwithoutprescription.party/]valtrex without prescription[/url] [url=http://propecia365.us.com/]propecia online[/url] [url=http://allopurinol.us.com/]order allopurinol[/url] [url=http://prozacbest.us.com/]price of prozac[/url] [url=http://viagra100mg.top/]viagra[/url] [url=http://lisinoprilgenericonline.com/]lisinopril 10 mg[/url] [url=http://amoxicillingenericbuy.com/]metronidazole amoxicillin[/url] [url=http://amoxicillin-500mg.top/]amoxicillin 500 mg capsules[/url] [url=http://buyviagra.us.com/]home[/url]

  22. [url=http://kamagra.us.com/]purchase kamagra[/url] [url=http://prednisolonegenericbuy.com/]buying prednisolone online[/url] [url=http://baclofen.us.com/]baclofen buy[/url] [url=http://antabusegenericbuy.com/]Antabuse Price[/url]

  23. [url=http://ventolininhaler.top/]ventolin inhaler[/url] [url=http://propeciabest.us.com/]generic propecia cost[/url] [url=http://cialis-online.top/]on line cialis[/url] [url=http://colchicinebest.us.org/]Colchicine[/url] [url=http://valtrexoffers.us.org/]more information[/url] [url=http://propecia365.us.com/]How To Buy Propecia Online[/url] [url=http://viagraonline.us.com/]cheap viagra online[/url] [url=http://tadacipbest.us.org/]tadacip 20 mg[/url] [url=http://vardenafil.us.com/]Buy Vardenafil[/url] [url=http://amoxicillin500.top/]amoxicillin 500[/url]

  24. [url=http://robaxin.us.org/]robaxin[/url] [url=http://cephalexinbest.us.org/]article source[/url] [url=http://ventolingenericbuy.com/]ventolin[/url] [url=http://prednisolonegenericbuy.com/]prednisolone 10 mg[/url] [url=http://baclofen.us.com/]Buy Baclofen[/url] [url=http://torsemidebest.us.org/]Torsemide Brand Name[/url] [url=http://valtrexoffers.us.org/]valtrex for sale[/url] [url=http://tadacipbest.us.org/]Generic Tadacip[/url] [url=http://orlistatbest.us.com/]orlistat without prescription[/url]

  25. [url=http://advair365.us.com/]advair online[/url] [url=http://acyclovir400mg.us/]acyclovir[/url] [url=http://flagylbest.us.org/]Flagyl[/url] [url=http://allopurinol.us.com/]allopurinol[/url] [url=http://valtrexoffers.us.org/]valtrex generic cost[/url] [url=http://prednisone365.us.com/]prednisone[/url] [url=http://tadalafil20mg.top/]tadalafil[/url]

  26. [url=http://forum.syntone.ru/index.php?s=ca91fef0507ccc9979a21ae973c17d9d&showuser=112120]casualsex.us.com[/url][url=http://huichengec.com/hclt/home.php?mod=space&uid=388471]karenmillenbeauty.com[/url][url=http://vysokova.ru/users/litinrymar1971]datingsiteswithfreetrials.us.com[/url][url=http://swviii.swrpgs.net/forums/profile.php?mode=viewprofile&u=788683]prettywittythings.com[/url][url=http://narkologiya.kz/user/keytintcartpas1975/]maturesexcraft.com[/url][url=http://www.safakbilisim.com/component/k2/itemlist/user/480676]bestwebcam.us.com|bestwebcam[/url][url=http://xn--b1afhd5ahf.org/users/brokenaned1979]camsites[/url][url=http://bbs.njrx.cc/space-uid-1016818.html]herewomentalksocial.com[/url][url=http://tdunlimited.com/index/8-137226]precolumbianwomen.com[/url][url=http://gestalt.dp.ua/user/lodasenle1985/]onlinehomecashsystem.com[/url][url=http://lbjpai.com/home.php?mod=space&uid=245464]wifemeetslife.com[/url][url=http://kuzyastory.esy.es/user/glichunnuiday1970/]sexybysarah.com[/url][url=http://bbs.hotjns.com/home.php?mod=space&uid=71222]cash-for-old-car.com[/url][url=http://mrzsite.hol.es/user/palsiosubremp1982/]yourcashgroup.com[/url]

  27. [url=http://viagraonline.us.com/]Cheap Viagra Online[/url] [url=http://prednisonegenericonline.com/]prednisone[/url] [url=http://baclofen.us.com/]BACLOFEN[/url] [url=http://prednisolonegenericbuy.com/]prednisolone[/url] [url=http://canadianviagra.top/]canadian viagra online[/url] [url=http://cephalexinbest.us.org/]Generic Keflex[/url] [url=http://colchicinebest.us.org/]colchicine[/url] [url=http://acyclovir400mg.us/]acyclovir 400 mg[/url]

  28. [url=http://tamashebi.hol.es/index.php?subaction=userinfo&user=precabtipho1980]onlinedatingsites.us.com[/url][url=http://arbolit74-ru.1gb.ru/user/gumlilearmorg1975/]onlinedatingwebsites.us.com[/url]

  29. [url=http://valtrexwithoutprescription.party/]valtrex generic online[/url] [url=http://prednisone.stream/]predizone with out a percription[/url] [url=http://cleocingel.us.com/]cleocin for tooth infection[/url] [url=http://lexaprogenericbuy.com/]lexapro[/url] [url=http://buysynthroid.top/]synthroid 50mg[/url] [url=http://robaxin.us.org/]robaxin price[/url]

  30. [url=http://cialis-online.top/]cialis[/url] [url=http://propeciabest.us.com/]cost of finasteride[/url] [url=http://viagraonline.us.com/]Order Viagra[/url] [url=http://amoxicillin-500mg.top/]amoxicillin[/url] [url=http://prednisone365.us.com/]generic prednisone[/url] [url=http://canadianviagra.top/]canadian viagra[/url] [url=http://orlistatbest.us.com/]purchase orlistat[/url] [url=http://cialisgeneric247.us.org/]site[/url] [url=http://cephalexin247.us.org/]Cephalexin Online[/url]

  31. [url=http://acyclovir400mg.us/]acyclovir 400 mg[/url] [url=http://tadalafil20mg.top/]tadalafil 20mg[/url] [url=http://buysynthroid.top/]synthroid 150[/url] [url=http://vardenafil.us.com/]levitra[/url]

  32. [url=http://xn--b1agpd4a6d.xn--p1ai/forum/memberlist.php?mode=viewprofile&u=210295]wifemeetslife.com[/url][url=http://seksotur.ru/user/chakesslore1981/]eyeadorepretty.com[/url][url=http://appsmyandroid.com/user/ogcapbiosu1986/]adultdating.us.com[/url][url=http://kinosrulad.com/user/inaccolea1975/]precolumbianwomen.com[/url][url=http://bbs.njukao.com/space-uid-703214.html]paydayloansnearme[/url][url=http://bbs.cxw0913.com/home.php?mod=space&uid=971326]adultonlinewebcams.us.com[/url][url=http://remont.mir-okon.od.ua/user/lesimoma1976/]freemaledatingsites.us.com[/url]

  33. I’ll right away snatch your rss as I can not find your email subscription hyperlink or newsletter service. Do you’ve any? Kindly let me realize in order that I may subscribe. Thanks.

  34. [url=http://banki63.ru/forum/index.php?showuser=2174891]datingsiteswithfreetrials.us.com[/url][url=http://adep.kg/user/ineninmal1976/]prettywittythings.com[/url][url=http://tamashebi.hol.es/index.php?subaction=userinfo&user=paytrasundual1972]freesex.us.com[/url][url=http://mebel116.com/index/8-48579]sex-pictures-post.com[/url][url=http://forum.tavrida-fish.ru/profile.php?id=734871]onlinedatingsites.us.com[/url][url=http://rkr.in.ua/user/ranlayveco1984/]herewomentalksocial.com[/url][url=http://mine-line.hol.es/user/leikacasa1987/]torssexdvd.com[/url][url=http://huichengec.com/hclt/home.php?mod=space&uid=389318]wifemeetslife.com[/url][url=http://mv4you.net/user/trafirachdhous1979/]barbiecashregister[/url][url=http://www.jzzk.net/bbs/home.php?mod=space&uid=1933984]adultdating.us.com[/url][url=http://gorbaik.ru/rab/tools.php?event=profile&pname=lesimoma1976]freemaledatingsites.us.com[/url]

  35. [url=http://seroquelbest.us.org/]seroquel for bipolar disorder[/url] [url=http://tadalafilbest.us.org/]tadalafil india 20mg[/url] [url=http://lipitorbest.us.org/]generic for lipitor[/url] [url=http://albenzabest.us.org/]albenza[/url] [url=http://viagraoffers.us.com/]Viagra Online[/url] [url=http://motiliumbest.us.com/]Motilium[/url] [url=http://cheapviagra.us.com/]cheap viagra[/url] [url=http://viagraprice.us.com/]viagra price[/url] [url=http://flagyl.us.com/]Buy Flagyl[/url]

  36. [url=http://cheapviagra.us.com/]generic viagra[/url] [url=http://celexabest.us.com/]celexa generic[/url] [url=http://abilifybest.us.org/]cost of abilify[/url] [url=http://sildalis.us.org/]buy sildalis[/url] [url=http://zofran.us.org/]zofran[/url] [url=http://prozacbest.us.org/]order prozac online[/url]

  37. [url=http://prozacbest.us.org/]Prozac[/url] [url=http://levaquin.us.com/]generic levaquin[/url] [url=http://viagraprice.us.com/]viagra price[/url] [url=http://hydrochlorothiazide.us.com/]hydrochlorothiazide[/url] [url=http://cialis2017.us.com/]cialis[/url] [url=http://metforminbest.us.com/]metformin[/url] [url=http://abilifybest.us.org/]ABILIFY[/url] [url=http://lotrisonebest.us.org/]lotrisone price[/url] [url=http://stromectolbest.us.org/]STROMECTOL NO PRESCRIPTION[/url]

  38. [url=http://stromectolbest.us.com/]how much does ivermectin cost[/url] [url=http://atenololbest.us.com/]tenormin atenolol[/url] [url=http://motiliumbest.us.com/]MOTILIUM[/url] [url=http://amitriptylinebest.us.org/]elavil generic[/url] [url=http://cymbaltabest.us.org/]cymbalta[/url] [url=http://lexaprobest.us.com/]lexapro[/url]

  39. [url=http://zithromaxbest.us.com/]order zithromax online[/url] [url=http://doxycycline100mg.us.com/]doxycycline 100 mg[/url] [url=http://abilifybest.us.org/]Abilify[/url] [url=http://trazodonebest.us.org/]trazodone[/url] [url=http://cymbaltabest.us.org/]cymbalta[/url] [url=http://glucophagebest.us.com/]generic for glucophage[/url] [url=http://viagraprice.us.com/]otc viagra[/url] [url=http://cialis2017.us.com/]cialis[/url]

  40. [url=http://hydrochlorothiazidebest.us.org/]hydrochlorothiazide tablets[/url] [url=http://trazodonebest.us.org/]your domain name[/url] [url=http://sildalis.us.org/]sildalis[/url] [url=http://ampicillin.us.com/]ampicillin on line cheap quick shipment[/url] [url=http://kamagrabest.us.com/]i found it[/url] [url=http://antabusebest.us.com/]where to get antabuse[/url] [url=http://erythromycinbest.us.org/]erythromycin[/url]

  41. [url=http://baclofenbest.us.com/]buy baclofen online[/url] [url=http://amoxicillinbest.us.com/]amoxicillin 500 mg[/url] [url=http://mobicbest.us.org/]meloxicam[/url]